![]() ![]() Social Security Schedule: When the First COLA Checks Will Arrive in January 2022ġ0 Reasons You Should Claim Social Security Earlyĥ Easy Things You Can Do To Start Preparing For Retirement Now ![]() "Determine where you will be one year from now and then reverse engineer your goal to determine what it actually looks like." "Start with the end in mind," said Peach. To do so, identify ways you can decrease the amount you owe and how you can add to what you own.Īnd if any of this seems daunting, remember that one of the best ways to achieve a big goal is to break it down into smaller pieces. Once you have your net worth on paper, set a goal to increase your net worth. The reason is the true measure of wealth is not your income, but rather your net worth. "No one ever talks about how much Bill Gates, Jeff Bezos or Oprah Winfrey makes - they report their net worth. "Focus on your net worth before focusing on your income," said Peach. You might be tempted to focus on increasing your income in 2022, but truly successful people know that a successful financial life isn't about increasing your income - it's about increasing your net worth. ![]() ![]() An accountability partner can offer you encouragement or motivate you to take action, whether it's working out, getting pages of your novel out or working on a business plan for your new venture.Īndresr / Getty Images Increase Your Net Worth Don't hound your mentors, but do keep them updated on your milestones and successes, ask for specific pieces of advice when you encounter roadblocks, and circle back in every few months to see if they are free for another coffee or lunch.īut if what you need isn't so much guidance, but rather someone to check in regularly to keep you accountable on a major goal, make a resolution to find an accountability partner in the new year. If all goes well, you should be able to build a relationship out naturally from here. Be as personal as you can in your introductory email, sharing a bit about why their particular trajectory feels so inspiring to you, and why you want to connect with them, in particular. Then, simply ask them if you can meet for a coffee or lunch to discuss your aspirations, and learn from them how they achieved what you were hoping to. Whether your goal is to lose weight, grow your business, or strengthen your relationship, start by looking for people who have achieved what you would like to. One of the best things you can do to advance any area of your life that you care about and are dedicated to improving is to find a mentor. The Other Side: Need To Borrow Money From a Friend or Family? How To Approach the Subjectĭigitalskillet / Find a Mentor or Accountability Partner Instead of taking their criticism at face value, ask them to explain their thought process or help you. Most importantly, realize that people who shoot down your ideas are trying to help you but don't know how, or simply don't understand how you'll execute your ideas. Then, identify people who support your creativity and can provide constructive criticism to help you more thoroughly plan out your projects. "Psychologists call it 'approval addiction,' and once you overcome it to any significant degree, you are free of the psychological chains that bind most people from ever experiencing world-class success," he said.īut, how do you stop caring about what others have to say? You can start by building your self-confidence, using practices like daily affirmations. Steve Siebold, author of "177 Mental Toughness Secrets of the World Class" and "How Rich People Think," said one key to success is to stop caring about how others judge your goals. Caring too much about what others think hinders your progress and holds you back from trying new things. If there's one thing successful people are great at, it's filtering out the naysayers. ![]()
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